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How to Accept Payments Online

One of the first road blocks that I ran into when I first started Atsap was right after I got our first client. This was a big step, we got our first paying customer. So what was the issue? Well, we needed to figure out a way to quickly be able to get paid!


If you just started your own business, or are an entrepreneur and you are looking for the best way to accept payments online - then you've come to the right blog post!


In this blog post, we will cover three different ways in which you can accept payments online. Fortunately, with modern technology it has become increasingly easy to accept payments online.


Let's go over the three ways that you, as a new business, can begin to accept payments online.





Way #1: Out of the Box Payment Solutions


What I mean by out of the box payment solutions, are payment solutions such as PayPal and Venmo. This is perfect if you need to be able to quickly accept payments or send money online. You can easily set up one of these accounts in a few simple clicks. See a list of pros and cons for this payment solution below.


Pros


  • Easy / quick to setup

  • Very low maintenance

  • Secure

  • Usually no monthly subscription fees


Cons


  • Hard to customize to your specific business needs

  • No control over fees per transaction

  • Takes some time, usually up to 3 business days for money to arrive in your bank account.




Way #2: Invoicing Solutions


Invoicing solutions, are payment solutions that allow you to send invoices to your customers, usually via email. Most of the time, this type of payment solution allows for your customers to pay online via the invoice. Some examples of this type of payment solution is Quickbooks Online or Freshbooks.


Pros


  • Easy to sync with your bookkeeping software

  • Easy to track outstanding invoices and keep track of customers

  • Very low maintenance

  • Secure


Cons


  • Some, such as quickbooks, require monthly subscription fees

  • Hard to customize to your specific business needs

  • No control over fees per transaction

  • Takes some time, usually up to 3 business days for money to arrive in your bank account.




Way #3: Customized Payment Solutions


Custom payment solutions are solutions where you have more customization over how customers can pay online. For example, perhaps your business needs to automatically charge your customers every Sunday. This might require the need to be able to write code and/or custom software to fit these payment processing needs. This can be done by utilizing APIs from payment processing systems such as your business's bank - or third party payment processing providers such as Pineapple Payments.


Pros


  • Can be customized and tailored to your specific business needs through APIs

  • Sometimes you can negotiate your transaction fees

  • Some providers allow money to transfer to your bank account the very next morning

  • Can be easily scaled


Cons


  • More upkeep / maintenance required

  • Not as easy to get setup and running

  • Requires technical / programming skills to get started


Hopefully this blog post helps you figure out what the best online payment solution is for your business. If you think that a custom online payment solution is the best solution for your business, feel free to give us a call here at Atsap!


We can help you setup your custom payment solution to fit your specific business needs. You can book a free consultation online!


I hope this helps, and good luck growing your business!



 

Do you have an idea and need help turning it to a reality? Book an appointment with us today (for FREE !!). Why wait around?


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